Tag: Education

Why starting over is the perfect time to get your money right!

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Long story short, my web page has to start over again. Not only is it starting over but it will have to rebuild what it once had. With that being said, I am okay with it. Just like everything else, sometimes it is best to just start anew.

I run this page

This is the accompanying website to my one-woman operation podcast. I also have a Facebook page and a very private Facebook group that is by invite only. I help women who have gotten a late start get a hold of their finances and take control so that they don’t end up old bitter hags who are still working even though they are well past the age of retirement.

Kidding . . . kinda . . .

Seriously though, take control now so that you can do what you want to later. I know it is hard. We all want to have that . . . .

Well maybe not all of us, but I do!

I am Cecily White aka Teacher Ces. I have a podcast that you can find here:

Find Out Which Rules to Break and Which to Follow! – Teacher Ces Podcast

#femaleentrepreneur #sidehustle #teacherlife In this video, I explain to you that The Teacher Ces Podcast is coming back for season three. It is time for my return.   🌻 LET'S CONNECT ON INSTAGRAM: See my life and my biz-ness https://www.instagram.com/teacherces   🌻S U B S C R I B E. https://www.youtube.com/channel/UCYnq…   🌻 F O L L O W Website | https://teachercesblog.wordpress.com/…   🌻Instagram | https://www.instagram.com/teacherces/​   🌻Facebook | TeacherCes   🌻Twitter | @TeacherCes   🌻 W H A T  I ' M  R E A D I N G The Simple Path to Wealth: https://amzn.to/3xTyMPH   *Disclaimer: Some links are affiliate. By clicking and or purchasing, I may receive a monetary reward. It does not alter the price or change your buying experience. As always like and subscribe. Follow me on all of my social media platforms!    🌻 TeacherCes Podcast http://teacherces.libsyn.com   🌻 Instagram: https://www.instagram.com/teacherces   🌻 Twitter: https://www.twitter.com/teacherces   🌻 Facebook: http://www.facebook.com/teacherces   🌻 Pinterest https://www.pinterest.com/teacher_ces              
  1. Find Out Which Rules to Break and Which to Follow!
  2. Let's Talk Non-Fungible Tokens (NFTs)
  3. What NOT to do with your Stimmy
  4. That Damn Shot . . .
  5. Getting Pimped for a Slice of Pizza

Teacher Cecily White (Teacher Ces) is all about financially empowering teachers in a matter-of-fact and supportive way. I have obtained a master’s degree in education and an undergraduate degree in communications. I also hold advanced university certification in teaching English as a Second language. When I am not teaching at home online, I can be found working in the public school system as an English as a second language teacher fight outside of Washington DC. Since I haven’t done it enough already, I want to plug my podcast. I am the host of Teacher Ces Podcast on iTunes, Stitcher, and Spotify. My schedule is always busy as the divorced mother of fraternal preteen boy/girl twins.

Why Should I Make a Budget?

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Calculating The Household Budget

You say you know where your money goes and you don’t need it all written down to keep up with it? I challenge you! Keep track of every penny you spend for one month and I do mean every penny.
You will be shocked at what the itty-bitty expenses add up to. Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result by 5 to represent 5 years.
That is how much you could have saved AND drawn interest on in just five years. That is all the reason that you need to create a budget.
If we can get control of the small expenses that really don’t matter to the overall scheme of our lives, we can enjoy financial success.
The little things really do count. Cutting what you spend on lunch from five dollars a day to three dollars a day on every work day in a five day work week saves $10 a week… $40 a month… $480 a year… $2400 in five years….plus interest.
See what I mean… it really IS the little things and you still eat lunch everyday AND that was only one place to save money in your daily living without doing without one thing you really need. There are a lot of places to cut expenses if you look for them.
Set some specific long term and short-term goals. There are no wrong answers here. If it’s important to you, then it’s important period.
If you want to be able to make a down payment on a house, start a college fund for your kids, buy a sports car, take a vacation to Aruba… anything… then that is your goal and your reason to get a handle on your financial situation now.

The Beginners Guide to Finding the Perfect Hotel Room (at a reasonable rate)

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mardi-gras-1176483_640
After finding reasonable airfare, it is necessary to find accommodations when staying in a city where I do not have any family or friends.  I believe I spend an unbelievable amount of time researching when it is time to book a hotel room. The number one factor for me is location followed up by value. I spend an embarrassing amount of time reading reviews on Yelp. Then I have to follow up to see if the reviews corroborate with TripAdvisor.

Regarding that value component, I hit the interwebs and Reddit to find the lowest rates. Through all that work I realize that my best option is to go to the hotel’s corporate website and join their rewards program.

Through that I found my latest hotel find, Courtyard by Marriott New Orleans French Quarter/Iberville in New Orleans, LA. This Marriott branch was conveniently located about two blocks away from Bourbon Street. The staff was very friendly and allowed us to check-in early! I was struck with how large the rooms were and very clean. The beds felt cozy and I liked how the room had a living area and sleeping quarter.

The bathroom was clean and the cleaning staff did a stellar job of cleaning the room daily. I appreciated that the staff was on point. Being that we were in New Orleans, we had several late nights and even later mornings (really afternoons). I was impressed that no matter what time we left, we always came back to a clean room.

The bathroom was stacked with plenty of white towels and standard shampoo/conditioner/soap if needed. Since I bring my own products, these were not sampled. The shower was hot and could get even hotter (which is always a plus to me).

The only surprise (I will not call it a disappointment) was the view. We had the perfect view of a pretty sterile looking courtyard. Another surprise was the entry to the hotel. You must come up from the street level on the elevator. Then you need to find the registration desk. Again, not a big deal but it did take some getting used to.

The television was equipped with Wifi and they even had Netflix. Full disclosure, I do not travel often so finding out that Netflix is now a “thing” to have on the hotel room television is a score. I was glad the location was away from the “activity” (read noise) of Bourbon Street.

I look forward to going back to New Orleans. I would stay at the Courtyard again but I usually try to stay in a new hotel everytime I go out of town.

How to use Canva to stand out!

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Are you familiar with Canva?  Canva is a free user friendly graphic design tool that I use to make stationary, Pinterest pins, and pretty much anything else that makes me feel tech savvy without the intimidation of Photoshop (and all those damn buttons).  I used Canva to create this Pinterest pin!Outsource

 

I love that several templates are already created for you, so you can just point and click your way to success.  I started out with the free version but eventually upgraded.  Again, the free version is great, but I upgraded so I could have the ability to add my own graphics and pictures to my creations.

If you haven’t tried Canva, give it a try and comment below.

Tips for the Side Hustling Entrepreneurs

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Image of male entrepreneur walking on the road while carrying suitcase

We are all given the same twenty-four hours in one day.  If you ever found yourself saying that in a perfect world you would be a full-time entrepreneur, you are not alone.  Truthfully, I enjoy my full-time job yet I also find it fulfilling to work for myself as well.  Here’s another truth bomb, my full-time position offers great benefits so at this point in time I do not wish to leave my full-time job.

That being shared, I simply don’t have the time or know how to fulfill everything that I want to get done.  I have admitted to myself that DIY is a bad idea when it comes to building your website and brand.  I have bit the bullet and have become an advocate of hiring people to outsource the technical side of my entrepreneurial endeavors.

In the past, I would watch YouTube tutorials and try to emulate what I saw.  I have no IT background, so the result was usually, for a lack of a better word, a hot mess.  Fast forward to today.  I have a full-time job, husband, kids, and household to maintain.  So, I do not have the time nor the patients to work on something that will not get me the desired results.

I proudly admit to outsourcing.  I think that outsourcing should not be a dirty little secret.  I currently use onlinejobs.ph but in the past I have used Upwork, Fiveer, and (here’s a secret) eBay.  Yes, you can outsource on eBay too.  I will say that eBay isn’t as well known as the other websites listed so tread with caution, but it can be done.

What are some great outsourcing websites that are missing here?  Subscribe and comment below.